Seniors Eligible for Double Payments Next Week—Here’s How It Works

Good news for some seniors! Next week, a select group of seniors will receive not just one, but two Social Security checks. This only happens if they qualify for both the Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) programs. In this article, we’ll break down who is eligible, the payment schedule, and what you can do if your application is denied.

Who Will Receive Two Payments?

Understanding the Programs

Most people who receive Social Security benefits usually get them from one program. However, some beneficiaries qualify for both SSI and SSDI, which means they could receive two payments in the same month.

Payment Dates in August

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Here’s when you can expect your payments in August:

• Monday, August 1: SSI beneficiaries will receive their payments.
• Wednesday, August 3: SSDI beneficiaries who started receiving payments before May 1997.
• Wednesday, August 10: Payments for those born between August 1 and August10.
• Wednesday, August 17: Payments for those born between August 11 and August 20.
• Wednesday, August 24: Payments for those born between August 21 and August 31.

Eligibility for Double Payments

Qualifying for Both SSI and SSDI

You might think it’s impossible to receive both SSI and SSDI, but that’s not always the case. Here are some situations where you might qualify for both:

• Early Disability: If you became disabled early in your career, you might qualify.
• Minimum-Wage Job: If you worked a minimum-wage job, your SSDI might be low enough to qualify for SSI.
• Part-Time Work History: If you didn’t work full-time for at least ten years before becoming disabled, you might be eligible for both.

Income and Resource Limits

To qualify for SSI, your monthly income cannot exceed $1,767 for individuals or $2,607 for couples. Additionally, you must have resources (like savings) below $2,000 if you’re single, or $3,000 if you’re married.

Applying for SSDI and SSI

Boosting Your Benefits

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If your SSDI payments are low because of a history of minimum-wage work, SSI can help supplement your income. This support can continue until you find another job or for as long as you qualify.

What If Your SSDI Application Is Denied?

Common Reasons for Denial

It’s not uncommon to be denied SSDI on your first try. Some common reasons include:

• Technical Issues: Missing or incomplete sections on your application.
• Discrepancies: Errors in your Social Security number, name, or date of birth.
• Insufficient Work Credits: Not having enough work credits for your age.
• Income or Asset Limits: Earning too much or having too many resources for SSI.
• Non-Qualifying Disability: Your condition may not meet the strict criteria set by the SSA.

Steps to Take After Denial

If your application is denied, don’t give up. You can request a reconsideration, where a different examiner reviews your claim. If denied again, you can request a hearing before an Administrative Law Judge (ALJ), where you have another chance to present your case.

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Receiving two Social Security payments in one month can greatly improve your financial situation. If you think you might qualify for both SSI and SSDI, it’s worth exploring your options. Even if your first application is denied, persistence can lead to success. Understanding the eligibility requirements and knowing how to navigate the application process can help you make the most of your benefits.